So, now we are into another semi-lockdown situation and daily we look and wonder at what’s next. Of course, this is the ideal situation for all these home working scammers to try to steal our money.
First issue today is about pension scams. There is a Scamsmart campaign that warns about pension scams. Scammers design attractive offers to persuade victims to transfer their pension pot to them, often setting “time-limited offers”, or deadlines to pressure the potential victims into releasing their money. The Regulators say “your pension isn’t a football transfer-there are NO deadlines”. Check out the link https://www.fscs.org.uk/news/fraud. Don’t be rushed or pressured into making pension decisions
reject unexpected pension offers, whether online, or via social media or phone
check the Financial Services Register, or call FCA helpline on 0800 111 6768 to see if the firm is authorised by the FCA before changing pension arrangements
consider getting impartial information and advice FIRST.
There is a Scamsmart tester for you about pension scams on https://www.fca.org.uk/scamsmart
Second warning today follows advice from North Sefton Homewatch team that there is a new scam regarding the Green Homes Grant
In this scam a so-called adviser calls you on the phone to say you are eligible to obtain the new Government Green Homes Grant, and you will receive a voucher worth up to £5000 which you could spend on your home to make it more energy efficient. The scammer will then help you to make an application in order to obtain your personal details. This will result in either identity theft or an attempt to steal your money.
The Green Homes Grant scheme does not start until the end of September, so any call before then may not be genuine. If you are contacted and are interested in taking advantage of the scheme, residents are advised not to follow the instructions given by the caller in case the scam continues. To find out how to apply for the grant visit the Government website at gov.uk/guidance/apply-for-the-green-homes-grant-scheme
If you or someone you know is struggling to pay bills or outstanding debts, Citizens Advice may be able to help. Citizens Advice Sefton telephone service is available: Help To Claim advice line number for help claiming Universal credit is 0800 144 8444. 8am to 6pm. Mon to Fri. For general advice 0344 493 0012. 9.30 to 4.30 Mon to Fri. The debt number is 0151 318 6407. 9.30 to 4.30 Mon to Fri. Our local website address is- www.https://seftoncab.org.uk/
Citizens Advice Lancashire telephone is available between 9 - 5 M to F.& 9.00am and 1.00pm Saturdays on Adviceline 0344 245 1 294 and Help to Claim line
0800 144 8 444. Their website address is – www.citizensadvicelancashire.org.uk