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Council offer more support for debt problems

Council offer more support for debt problems

by Danielle Thompson (September 2021)

West Lancashire Borough Council is launching the Get Money Fit campaign for anyone struggling with debt who needs help to manage their income and outgoings.

Budgeting for a household can be a struggle and it’s easy to start to feel like things are getting out of control.

It can be difficult to know where to start and who to speak to when money becomes a real worry so it’s vital that everyone is able to access the support they need.

To help, they have put together a directory of organisations who can provide support and advice.

You may also be unaware of what you could be entitled to when it comes to benefits, so they’ve also launched a benefits calculator and budgeting tool you can use to get an estimate of what you could be claiming to maximise your income.

Councillor Vickie Cummins, portfolio holder for Health and Wellbeing, said: “No one plans to get into debt, but a few small payday loans, or a change in circumstances can suddenly mean we find ourselves backed into a financial corner with seemingly no way out.

“The pandemic has also put further pressure on some people due to unsecure or lost income. But help is available. If you’re worrying about paying the bills, putting food on the table and building up debt, this can have a serious impact on your mental health and quality of life.

“We want to help tackle this - using things like budgeting tools and talking to the right people can be the first step to turning things around and putting you back in control of your money and your mental wellbeing.”

To use the directory and budgeting tool, visit www.westlancs.gov.uk/getmoneyfit

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